Malcolm Kintner Graham, economist, writer, and businessman, the third of five children of Addie Mary (Kintner) and Edwin Smith Graham, was born on March 20, 1872, at Cedar Farm, Indiana, on the north bank of the Ohio River some thirty miles downstream from Louisville, Kentucky. In 1879 the Grahams moved to Graham, Texas, which Malcolm's father and uncle had laid out in 1872. There Graham received his early schooling; in his teens he attended Southwestern University in Georgetown. He received an appointment to the United States Military Academy at West Point at the age of seventeen but resigned after two years to assist his father in the real estate business. In Graham he took a personal and financial interest in the educational and municipal affairs of Young County. In August 1901 he married Maud Garrett; they had three children.
In later years Graham turned to writing. He expressed his interest in money and the gold standard in several newspaper features and a treatise on gold; a historical review, "The Death of Gold," translated from L'Illustration; Continuous Prosperity (1932); The Synthetic Wealth of Nations (1937); and Handbook on Monetary Theory (1939). He published Graham's Gibbon: A Condensation of Edward Gibbon's "The Decline and Fall of the Roman Empire" in 1940.
In 1928 Graham received an honorary LL.D. degree from Southern Methodist University and in 1929 was elected president of the Southwest Political and Social Science Association. He managed the Graham Foundation, which his mother had set up in 1921, and ran the Graham Land Office with his younger brother, Edwin. He died on July 12, 1941, and was buried at Graham.